Optimalisasi Pengawasan Pembiayaan Mudharabah Berbasis Smart Monitoring System

Alfina Finky Ramadhani; Pungky Lela Saputri; Alfi Rohmatul Haniyah; Chintiya Nurafriani

doi:10.35878/jiose.v1i2.486

Alfina Finky Ramadhani Universitas Islam Sultan Agung
Pungky Lela Saputri Universitas Islam Sultan Agung Semarang
Alfi Rohmatul Haniyah Universitas Islam Sultan Agung Semarang
Chintiya Nurafriani Universitas Islam Sultan Agung Semarang

DOI: https://doi.org/10.35878/jiose.v1i2.486

Keywords: Financing Supervision, Smart Monitoring System, Islamic Bank

Abstract

Financing has a very important role for Islamic banks, namely contributing greatly to efforts to restore the national economy. In its distribution, weak supervision will become a gap for customers to default in financing. Therefore, the optimization of Financing Supervision Based on the Smart Monitoring System which makes it easier for Islamic banks to carry out the supervision process as an effort to maintain the continuity of Islamic banks must be realized. This research is research and development with ADDIE approach (Analyze, Design, Develop, Implement, and Evaluate). Research is limited to the design stage. This study uses descriptive writing and qualitative descriptive analysis methods. The data collected in this paper are primary data and secondary data. The purpose of this study is to develop a more practical and more efficient online smart system-based monitoring or monitoring system to ensure the suitability of the financing provided with existing procedures.

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