Rasyad, F., Abadi, L. and Adhali, S. (2026) “Islamic Financial Inclusion and Human Development in Indonesia: Constructing an Islamic Financial Inclusion Index and Evidence from Long-Run Time Series Analysis”, JIOSE: Journal of Indonesian Sharia Economics, 5(2), pp. 125-142. doi: https://doi.org/10.35878/jiose.v5i2.2357.